It's time to remodel the bathroom. There are several steps to take before pulling out your work clothes or tossing the keys to a contractor. Depending upon the size and scope of the project, you should:

1.  Make sure all zoning variations and building permits are in place and that any related fees have been paid. The building permit should be posted at the job site before work begins. Permits provide an extra level of protection against unsafe building practices and poor workmanship.

2.  Check your finances. While this sounds obvious, make sure you have reviewed all the costs and selected all your products. Also set aside a contingency fund of 10 to 25 percent to cover unexpected expenses.

3.  Schedule a meeting with the contractor to review the details/timeline. Confirm the start date, how supplies and products will be delivered to the job site and who will sign for them. Remember, whoever signs for the materials is responsible for them. If you plan to assume that responsibility, be prepared to verify delivery of the correct items and inspect them for damage.

4.  Make sure insurance coverage is in place. Typically the contractor should provide insurance coverage for anyone working on the site. Ask the contractor for details on how subcontractors will be insured. Call the contractor’s insurance agent to check the amount of coverage and determine whether it would adequately cover any injuries, theft or other claims. If the contractor's insurance is not adequate, you could be exposing yourself to claims against your homeowner's insurance policy.

5.  Have a preconstruction meeting with your family. Discuss the timeline and how it will impact family activities. If you are remodeling the main bathroom, discuss contingency plans for showers.

6.  Verify that all supplies have been ordered and are in stock. The last thing you want to do is start to rip apart your floor until you know that the specialty porcelain tile is available. Ideally you want to have the items on the job site before any work begins.

7.  Make arrangements for small children or pets so they are not in the middle of the construction. Children should be kept out of the work area and warned about the dangers of construction materials and tools. Discuss these issues with the contractor to ensure that all tools and supplies are secured at the end of each day.

8.  Establish periodic project review sessions to determine the status of the project. While this is more important when working with a contractor on large projects, it also can be helpful when working with a friend on a smaller job that will be completed over several weekends.

9.  Relax. Enjoy that old bathroom while you still have running water. Take one last hot shower in your tiny bathroom. Enjoy the peace while you still have it.

10. Take "Before" pictures. You won't remember it later.