Here are some common home improvement scams:

·          The contractor "just happens" to be working in your neighborhood

·          He has "left over" materials from another job and will give you a discount so he can finish his supply

·          He has a "special offer" that is good for today only

·          He wants cash in advance!

·          He spots a problem with your chimney, driveway, foundations, etc. and uses scare tactics to pressure you to hire him

·          A company solicits your business over the telephone, but is hesitant to provide basic information about the company -- or asks for a credit card number over the telephone

·          A contractor offers to drive you to the bank to withdraw funds to pay for the work

Also, some scam artists work in pairs. One distracts the home owner while the other sneaks into the house and steals cash, jewelry or other items.

Here's how to avoid home improvement scams:

·          CHECK references!

·          Verify that a contractor is licensed (if required in your area), bonded and insured

·          Never pay for more work than has been completed, unless you are placing a special order. In that case, pay a small deposit and enough to cover the specialty item.

·          Be wary of anyone who asks for full payment in advance or will take only cash.

·          Never let anyone into your home unless you asked invited them and have investigated the company

·          Get all contracts in writing

·          Never sign a contract with blank spaces in it

·          Ask about workmanship guarantees

·          Do not sign a certificate of completion or deliver a final payment until you have inspected the work and received lien waivers from all workers.

For more information contact your local Better Business Bureau or state Attorney General's office.